Financial Planning & Investment Articles
In-depth articles on financial planning, investment strategies, and wealth management to help you make informed decisions.
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Insurance Planning
Health Insurance Essentials: Cost, Claims & Work Cover Explained
Cut through the top three blockers—'it’s costly', 'claims won’t be paid', and 'my employer cover is enough'. See real premium ranges, claim-settlement data, and why a personal policy matters.
Insurance Planning
Why Health Insurance is Essential for Every Indian Family – Complete Awareness Guide
Medical emergencies can wipe out years of savings. With medical inflation at 12-15% annually, learn why health insurance is essential, how much coverage you need, premium comparison by age, and how to choose the right plan for your family.
Insurance Planning
Why 99% Indians Are Under-Insured: The Biggest Mistake in Term Insurance
Learn the right life cover formula, age-wise premium benchmarks, rider checklist, and mistakes to avoid so your family is fully protected with the right term plan.
Insurance Planning
Why Mutual Fund Investors Still Need Term Insurance (Real Claims Stories)
Even with ₹50L+ in mutual funds, your family needs term insurance. Read real claims stories, see the protection gap calculations, and understand why MF corpus alone isn't enough for life protection.
Insurance Planning
When Should You Buy a Term Insurance Plan? Priority, Importance & Right Age in India
Discover the right age to buy term insurance (25-35 ideal), why premiums increase with age, priority in financial planning, and life stage-based recommendations. Don't delay—protect your dependents today.
SIP Guide
How to Start SIP with Just ₹500
You don't need lakhs to begin investing. Start a mutual fund SIP with just ₹500, harness the power of compounding, and grow your money steadily. Learn how to begin, why it works, and how HRP Wealth can guide you.
SIP Guide
Why Start SIP Today? The Power of Starting Small and Growing Big
Discover how even ₹500/month SIP can turn into lakhs through compounding. Real success stories, beat inflation, create a second income source. Perfect for salaried professionals in Ahmedabad and Gujarat. Start your journey today!
SIP Guide
SIP: Your Simple Path to Financial Freedom and Wealth Creation
Discover how SIP removes the stress of timing the market, harnesses rupee-cost averaging, and helps achieve big goals like retirement, child's education, and dream home. Learn from AMFI data showing millions building crores through SIPs. Start with just ₹100/month.
Wealth Creation Guide
From Zero to Crores: How SIP Can Transform Your Financial Future
Discover how ₹5,000 monthly SIP can grow to ₹1 crore+ in 20-25 years. Learn the power of compounding, why waiting costs money, and get inspired by real success stories. Start your personalized SIP plan today with HRP Wealth.
SWP Guide
SWP (Systematic Withdrawal Plan) – How to Generate Regular Income from Mutual Funds
Learn how to generate regular income from mutual funds using SWP. Comprehensive guide on SWP benefits, fund selection, tax implications, annual tables, and how HRP Wealth helps you build a sustainable withdrawal plan with expert mutual fund selection.
SWP Guide
SWP for Senior Citizens: Generate Tax-Efficient Monthly Income
Learn how senior citizens can use SWP from mutual funds to create predictable, tax-efficient monthly income with balanced risk. See allocation ideas, withdrawal bands, and safeguards.
Retirement Planning
Retirement Planning in Your 30s vs 40s: How Much Difference Does 10 Years Make?
Discover the shocking difference between starting retirement planning at 30 vs 40. See real calculations, charts, and understand why 10 years makes an exponential difference in your retirement corpus. Calculate your retirement SIP and get expert guidance.
Retirement Planning
How Much Money Do You Need to Retire Comfortably in Ahmedabad in 2040–2050?
Discover the exact retirement corpus you'll need in Ahmedabad for 2040-2050. Get real calculations, charts, annual tables showing year-by-year progression, and understand how inflation impacts your expenses. Plan your retirement with HRP Wealth.
Retirement Planning
Inflation After Retirement: Why ₹1 Crore Feels Like ₹20 Lakh
See how inflation erodes retirement money over 25 years and learn how to build an inflation-ready SWP plan with HRP Wealth using growth buckets, safety buckets, and yearly top-ups.
Retirement Planning
ULIP for Retirement Planning: A Simple Solution for Investors Who Want Protection and Growth Together
Discover when ULIP makes sense for retirement planning. Learn how the lock-in period protects your retirement fund, why 30-50% allocation works, and how ULIP combines insurance with investment for simplicity.
Mutual Fund Guide
How to Choose the Right Mutual Fund – Complete Guide for Beginners
Learn how to choose the right mutual fund for your goals. Complete beginner's guide covering risk assessment, fund analysis, performance review, and how HRP Wealth's comprehensive selection process helps you invest with confidence.
Mutual Fund Guide
How to Choose the Right Mutual Fund for Your Goals
Learn how to match mutual funds to your specific goals - retirement, education, or wealth creation. Complete guide covering risk profile assessment (conservative, moderate, aggressive), key factors like past performance, fund manager, expense ratio, and recommended funds for SIP starters.
Investment Comparison
Regular vs Direct Mutual Funds: Why Regular Plans Offer Superior Value
Discover why regular mutual funds through a trusted distributor provide better outcomes than direct plans. Learn about expert guidance, portfolio management, and how the value of professional support outweighs the small expense ratio difference.
Investment Comparison
Mutual Funds vs Other Investments: Why Mutual Funds Are Best
Comprehensive comparison of mutual funds with bank fixed deposits, PPF, real estate, and stocks. Discover why mutual funds offer the best combination of returns, liquidity, diversification, and professional management for wealth creation.
Investment Comparison
Mutual Funds vs Real Estate: Why Mutual Funds Are the Smarter Choice
Comprehensive comparison of mutual funds vs real estate investment. Discover why mutual funds with ₹500/month SIP offer better liquidity, diversification, professional management, and returns than property investment. Learn how SWP can replace rental income.
Financial Literacy for Children
Teaching Kids About Money & Investing
Help your children learn about money, saving, and investing with our fun and engaging financial literacy guide. Perfect for parents looking to teach kids money management while planning for their education and future.
Investment Strategy
To Achieve Your All Financial Needs
Discover how Systematic Investment Plan (SIP) in Equity Mutual Funds can help you achieve all your financial goals - from buying a bike to retirement planning. Learn about SIP benefits, how it works, and SIP TOP-UP strategies.
Retirement Planning
An Additional Source of Cash Flow is No Longer a Luxury, IT'S A NECESSITY!
Learn how Systematic Withdrawal Plan (SWP) in Hybrid Mutual Funds can provide you with regular cash flow during retirement. Discover SWP benefits, tax efficiency, and how it compares to traditional savings.
Portfolio Management
Asset Allocation - Diversify Your Investments
Learn about asset allocation and how to diversify your investments across different asset classes. Understand why 94% of portfolio performance is driven by asset allocation and how to create an optimal investment strategy.
Portfolio Management
Why Scattered Investments Are Costing You More Than You Think: The Complete Guide to Portfolio Consolidation
Discover how scattered investments across multiple platforms are costing you more than you realize. Learn about portfolio consolidation, the hidden costs of fragmented investments, and how a comprehensive portfolio review can help optimize your returns and achieve your financial goals.
Investment Strategy
Why Mutual Funds Are a Long-Term Game: Stop Checking Daily
Mutual funds need 5-10+ years to work. Avoid daily checks, stay goal-focused, and let compounding and disciplined annual reviews drive outcomes.
Investment Guidance
With The Right Partner, The Financial Journey Gets Easier
Discover how having the right financial partner can make your investment journey easier. Learn about SIP benefits, financial needs planning, TOP-UP SIP, and how to achieve your life goals through systematic investing.
Investment Guidance
Why Choose Expert Guidance Over Self-Investing?
Many investors pick funds based on online reviews, past returns, or star ratings without understanding their personal risk profile or goals. Discover why AMFI-registered expert guidance helps avoid emotional decisions, frequent switching, and underperformance compared to professionally managed portfolios.
Wealth Building
Mutual Funds - The Right Way to Build Wealth
Discover the right way to build wealth through mutual funds. Learn about inflation impact, starting early, choosing the right asset class, systematic investing through SIP, and how to achieve your financial goals.
Investment Philosophy
Think Like a Farmer to Grow Your Wealth by Investing in Mutual Fund SIP
Learn how to think like a farmer to grow your wealth through mutual fund SIP. Discover the importance of choosing right tools, following correct methods, planning, maintaining discipline, and using TOP-UP SIP to achieve your financial goals.
Wealth Building
Become Wealthy - Grow Your Small Savings into Sizeable Wealth
Learn how to grow your small savings into sizeable wealth. Discover the power of starting early, compounding, choosing the right asset class, and why mutual funds are the ideal investment vehicle to turn your financial aspirations into reality.
Investment Strategy
Market Volatility and Strategies to Tackle It
Understand market volatility, learn about common behavioural biases that affect investment decisions, and discover effective strategies including SIP to navigate market fluctuations and achieve your long-term financial goals.
Child Education Planning
Do You Know - What Your Child Wants to Become?
Discover how to secure your child's future dreams through systematic investing. Learn about SIP in Equity Mutual Funds, the power of starting early, and how to make your child financially independent.
Child Education Planning
How Much Corpus Do You Need for Your Child's Higher Education in 2035–2040? (IIT, Medical, Abroad)
Calculate the exact corpus needed for your child's higher education in IIT, Medical, or Abroad. Get detailed calculations, interactive charts, annual tables, and investment plans for 2035-2040. Plan early with HRP Wealth.
