Wealth Building
Become WEALTHY
Grow your small savings into sizeable wealth
Turn your financial aspirations into reality through disciplined investing, starting early, and choosing the right investment vehicles.
Small Savings, Big Wealth
Start Early & Invest
Right Asset Class
Build Sizeable Wealth
Start Early with Small Investments
Starting with a small amount and being regular can work like magic on your investments. Just saving and investing the saved amount ₹500 every month can help you build sizeable wealth.
₹500 a day looks like a difficult task, but it's not at all difficult. Small, regular investments can compound into substantial wealth over time.
When you are young, it's easy to save as you have less responsibilities. If we refrain from spending on expensive smartphones, luxurious lifestyle and manage to save some extra amount for our future, it's easy to BECOME WEALTHY.
Power of Compounding
Give maximum TIME to your investments to get the maximum benefit of the POWER OF COMPOUNDING.
How the value of ₹100 has changed at the rate of 12% CAGR:
5 Years
₹176
7 Years
₹311
10 Years
₹557
20 Years
₹1,106
30 Years
₹2,996
A monthly SIP of ₹15,000 started 25 years ago would've helped you build an estimated corpus of ₹2.82 Crore* as of today.
*Assuming Investment in Equity Funds and an average return of 12.62% p.a. as per AMFI Best Practice Guidelines Circular No. 135/BP/109-A/2024-25, Dated September 10, 2024.
Become Wealthy in the Long Term
The longer you stay invested, the more your wealth grows. Here's how different SIP amounts have performed over different time periods:
SIP of ₹15,000/month
Started: 25 years ago
₹2.82 Crore*
Estimated Corpus as of Today
SIP of ₹25,000/month
Started: 15 years ago
₹1.25 Crore*
Estimated Corpus as of Today
SIP of ₹35,000/month
Started: 5 years ago
₹28.83 Lakh*
Estimated Corpus as of Today
*Assuming Investment in Equity Funds and an average return of 12.62% p.a. as per AMFI Best Practice Guidelines Circular No. 135/BP/109-A/2024-25, Dated September 10, 2024. Past performance may or may not be sustained in future and is not a guarantee of any future returns.
Start NOW - The earlier you start, the more time your investments have to grow and compound!
Invest in the Right Asset Class
Equity market has outperformed all other investment avenues. Growth of ₹1,000 in different asset classes from March 1999 to March 2024:
Source: Gold & Silver - RBI Data as on March 2024 | Bank & Co. Deposits - RBI Data as on Sept 2023 | Inflation - RBI Data as on March 2024 | Sensex TRI - ACE MF - Data as on March 2024
It is evident from the graph that in the long term, equity investments have outperformed other investment avenues and have beaten inflation by a huge margin.
Equity mutual funds over a long-term horizon offer better risk-return pay off + Liquidity, Transparency, and Convenience
Why Mutual Funds?
A mutual fund is an investment vehicle that pools money from multiple investors to invest in a diversified basket of stocks, bonds, and other securities. Mutual funds are run by Asset Management Companies (AMCs) and the pooled money is managed by a professional fund manager.
Diversification
Each mutual fund spreads money across a large number of investments reducing the overall concentration risk.
Choice of Mutual Funds
There are mutual funds available for every kind of return & risk level and suitable for varied time horizons.
Convenient
You can easily invest as well as withdraw any amount from mutual funds. It is very convenient as all transactions are done automatically from your bank account only.
Transparent & Well Regulated
SEBI regulates the mutual fund industry and is constantly refining rules and regulations for investor betterment.
Online Transactions
Now all mutual fund transactions can be done completely online and in demat form. Transactions can be done from your smart gadgets and no manual work is involved.
Steps Towards Becoming Wealthy
A simple, step-by-step guide to bring your ₹1 Crore aspiration to life:
SELECT THE RIGHT FUND
+
START A MONTHLY SIP
+
REGULAR REVIEWS
+
GUIDANCE OF A MUTUAL FUND DISTRIBUTOR
-
EMOTIONAL BIASES
Key Takeaways
Starting Early is Very Important
Difference between starting investment at the age of 25 and the age of 35 can be huge. The earlier you start, the more time your money has to compound.
Don't Ignore the Effect of Inflation
₹100 today will not remain ₹100 after 10 years. Invest in an asset class that can help you beat inflation in the long term.
Equity Allows You to Grow Your Money in Long Term
It's proven time and again that equity in the long run gives best returns so don't worry because of short term volatility.
Contact Your Mutual Fund Distributor
Your financial distributor knows all aspects of your financial needs, so do contact him/her in each step towards your need.
Ready to Grow Your Small Savings into Sizeable Wealth?
Start your journey towards becoming wealthy today. Remember: Start Early + Invest in Right Asset Class + Stay Disciplined = Wealth Accumulation. Contact your Mutual Fund Distributor to begin your wealth-building journey.
Disclaimer
The figures/projections are for illustrative purpose only. The situations/results may or may not materialise in future. Mutual Fund investments are subject to market risk, read all scheme related documents carefully. Past performance may or may not be sustained in future and is not a guarantee of any future returns.
The information contained herein does not constitute, and should not be construed as, investment advice or a recommendation to buy, sell, or otherwise transact in any security or investment product or an invitation, offer or solicitation to engage in any investment activity. It is strongly recommended that you seek professional investment advice before taking any investment decision.
Any investment decision that you take should be based on an assessment of your risks in consultation with your investment adviser. To the extent that any information is regarding the past performance of securities or investment products, please note such information is not a reliable indicator of future performance and should not be relied upon as a basis for an investment decision.
Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing.
HRP WEALTH | 9327141436 | HRPWEALTH@GMAIL.COM | AMFI REGISTERED MUTUAL FUND DISTRIBUTOR (ARN-342284)
