Privacy Policy

We use your personal information for the following purposes:

• • Service Delivery: To provide financial planning, investment planning, and insurance consulting services
• • Regulatory Compliance: To fulfill KYC requirements, AML obligations, and other regulatory mandates
• • Transaction Processing: To execute mutual fund investments, SIPs, redemptions, and insurance transactions
• • Communication: To respond to your queries, send updates, and provide customer support
• • Improvement: To enhance our services, website functionality, and user experience
• • Legal Requirements: To comply with legal obligations, court orders, and government regulations

We may share your information with:

• • Service Partners: NJ Wealth, AMCs, insurance companies, and other regulated entities for transaction execution
• • Regulatory Bodies: AMFI, SEBI, IRDA, and other authorities as required by law
• • Technology Providers: Third-party service providers who assist in website operations, data storage, and analytics (subject to confidentiality agreements)
• • Legal Requirements: When required by law, court orders, or to protect our rights and safety

We do not sell your personal information to third parties for marketing purposes.

We implement appropriate technical and organizational measures to protect your personal information:

• • Encryption of sensitive data in transit and at rest
• • Secure access controls and authentication mechanisms
• • Regular security audits and vulnerability assessments
• • Employee training on data protection and confidentiality
• • Compliance with industry-standard security practices

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

We retain your personal information for as long as necessary to:

• • Provide our services and fulfill contractual obligations
• • Comply with legal, regulatory, and tax requirements
• • Resolve disputes and enforce agreements
• • Maintain records as required by AMFI, SEBI, IRDA, and other regulators

Financial records may be retained for extended periods as mandated by applicable laws and regulations.

Subject to applicable laws and regulatory requirements, you have the right to:

• • Access: Request copies of your personal information we hold
• • Correction: Request correction of inaccurate or incomplete information
• • Deletion: Request deletion of your information (subject to legal and regulatory retention requirements)
• • Objection: Object to certain processing activities
• • Withdrawal: Withdraw consent where processing is based on consent

To exercise these rights, please contact us at hrpwealth@gmail.com or call us at +91 9327141436.

Our website uses cookies and similar technologies to enhance user experience, analyze website traffic, and personalize content. You can control cookies through your browser settings.

Types of cookies we use:

• • Essential: Required for website functionality
• • Analytics: Help us understand how visitors use our website
• • Preference: Remember your settings and preferences

Our website may contain links to third-party websites (such as NJ E-Wealth, AMC websites, regulatory portals). We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any information.

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website with a revised "Last Updated" date.

Your continued use of our services after such changes constitutes acceptance of the updated Privacy Policy.