Comprehensive Investment Analysis
Professional Portfolio Review Service
Get a comprehensive review of your entire investment portfolio using advanced smart analytics tools. Identify overlaps, optimize returns, and align your investments with your financial goals.
Why It Matters
Why Portfolio Review is Required?
Eight critical reasons to regularly review and optimize your investment portfolio
Uncover Hidden Risks
Identify concentration risks, sector overexposure, and potential vulnerabilities in your investment portfolio that may not be immediately apparent
Maximize Returns
Optimize your portfolio allocation to enhance returns while maintaining an appropriate risk profile aligned with your financial goals
Simplify Your Finances
Consolidate and streamline your investments across multiple platforms, making portfolio management more efficient and transparent
Re-align With Goals
Ensure your current investment strategy is aligned with your short-term and long-term financial objectives and life goals
Avoid Costly Mistakes
Identify and rectify investment mistakes early, preventing potential losses and optimizing your portfolio's cost structure
Boost Confidence
Gain clarity and confidence in your investment decisions with professional analysis and data-driven recommendations
Adapt to Market Changes
Receive guidance on adjusting your portfolio to respond effectively to changing market conditions and economic cycles
Optimize Tax Efficiency
Identify opportunities to improve tax efficiency through strategic asset allocation and investment timing strategies
Why Choose a Lean Portfolio?
A well-structured, focused portfolio is easier to manage, track, and optimize. Our portfolio review helps you identify redundant investments, eliminate overlaps, and create a streamlined portfolio that works harder for your financial goals.
When Was the Last Time You Checked ALL Your Mutual Fund Investments?
Most investors have mutual funds spread across multiple platforms, distributors, and advisors. Without a comprehensive review, you might be missing critical insights about overlaps, performance, and alignment with your goals. Our portfolio review gives you a complete, unified view of all your investments in one place.
Portfolio Overlap Analysis
Is Your Portfolio Secretly Overlapping?
Many investors unknowingly hold multiple funds with similar holdings, reducing diversification and potentially diluting returns
Common Overlap Scenarios
- •Multiple large-cap funds holding similar stocks (e.g., Reliance, TCS, HDFC Bank)
- •Different fund houses with overlapping sector allocations (e.g., Banking, Technology)
- •Similar fund categories from different AMCs (e.g., Multiple ELSS funds)
- •Balanced/Hybrid funds with overlapping equity and debt components
Understanding Risks
Risks of Overlapping Portfolios
Key risks associated with portfolio overlap and how to mitigate them
Overlapping portfolios often concentrate risk in similar sectors or asset classes, reducing diversification benefits and increasing vulnerability to market downturns in specific areas
Managing multiple overlapping investments makes it difficult to track performance, rebalance effectively, and maintain optimal asset allocation across your portfolio
Overlapping investments can lead to redundant holdings that don't contribute to portfolio growth, potentially diluting overall returns and increasing costs unnecessarily
Our Mission
Purpose of This Report
Our portfolio review report aims to provide you with a comprehensive understanding of your investments, identify areas for improvement, and offer actionable recommendations to optimize your portfolio for better returns and goal alignment.
Complete Visibility
Get a unified view of all your investments across mutual funds, stocks, ETFs, bonds, and fixed deposits in one comprehensive report.
Identify Issues
Discover overlaps, underperforming funds, concentration risks, and misalignment with your financial goals.
Actionable Recommendations
Receive expert guidance on fund selection, asset allocation, and portfolio optimization strategies tailored to your goals.
Our Expertise
How HRP Wealth Can Help?
Professional portfolio analysis and expert recommendations to optimize your investments
Mutual Fund Analysis
Comprehensive review of your existing mutual fund investments with performance analysis and recommendations
Goal-Based Allocation
Expected returns analysis based on your specific financial goals and time horizons
Asset Allocation Optimization
Proper allocation of Equity-Debt mix tailored to your risk profile and investment objectives
Fund Selection Guidance
Expert recommendations on fund selection based on your goals, investment duration, and risk appetite
With Our FREE 5-Minute Portfolio Review
Get started with a quick portfolio assessment. Simply provide your details, and we'll generate a comprehensive portfolio review report using the NJ Wealth platform - all completely free!
Report Contents
Portfolio Report Provides a Comprehensive Overview
Your portfolio review report includes detailed analysis across multiple dimensions
Portfolio Summary
- Portfolio Summary
- Valuation Summary
- Asset Allocation
- PAN/Investor Wise Break Up
- Distributor/Advisor Wise Break Up
Portfolio Insights
- Category Wise Exposure
- Sub Category Wise Exposure
- AMC Exposure
Scheme Analysis
- Scheme Performance
- Benchmark Returns
Simple Process
Steps to Get This Report
This report and analysis is completely FREE - follow these simple steps
Provide Your Details
Share your Name, Mobile Number, Email ID, and PAN. Ensure your mobile number and email are registered with your current investments
- Name
- Mobile Number (registered with investments)
- Email ID (registered with investments)
- PAN Number
HRP Wealth Requests Portfolio Review
We enter your details into the NJ Wealth system to initiate the portfolio review process
- Initial entry in NJ System
- System verification
- Authorization request sent
Authorize via OTP
You will receive an SMS or Email with an authorization link. Click the link and authorize using OTP, then notify us to proceed
- SMS/Email with authorization link
- Click link and authorize with OTP
- Notify HRP Wealth after authorization
Receive Your Report
HRP Wealth generates your comprehensive portfolio review report and shares it via Email or WhatsApp
- Comprehensive report generation
- Email delivery
- WhatsApp sharing option
- Call us for detailed discussion
Discussion & Guidance (Optional)
Schedule a discussion to understand your report, get investment recommendations, and plan your next steps
- Ask questions about your investments
- Get recommendations for changes
- Explore new investment ideas
- Learn about different investment avenues
- Discuss investment planning
- Plan for retirement/child future expenses
- Understand NPS, Tax Saving, Pension Plans, Term Plans
Client Stories
What Our Clients Say
Real experiences from clients who have benefited from our portfolio review service
The portfolio review helped me identify that I had 5 different large-cap funds with significant overlap. After consolidating, my portfolio is now more focused and easier to manage. The NJ Wealth platform provided excellent insights!
Rajesh Mehta
Ahmedabad
I was surprised to see how my investments were spread across multiple distributors. The portfolio review gave me a complete picture, and HRP Wealth's recommendations helped me optimize my asset allocation. Highly recommended!
Priya Shah
Gandhinagar
The free portfolio review was comprehensive and professional. I discovered several underperforming funds and got clear recommendations on what to hold and what to exit. The process was smooth, and the report was very detailed.
Amit Patel
Surat
As someone with investments across multiple platforms, getting a unified view was invaluable. The category-wise and AMC-wise exposure analysis helped me understand my portfolio better. Great service!
Meera Desai
Vadodara
I had investments with 3 different advisors and never had a complete picture. The portfolio review consolidated everything beautifully. The scheme performance vs benchmark analysis was eye-opening. Now I know exactly where I stand!
Kiran Joshi
Rajkot
The authorization process was simple, and the report came within 2 days. What impressed me most was the detailed asset allocation breakdown. I realized I was over-invested in equity and needed more debt allocation for my age. Great insights!
Vikram Singh
Ahmedabad
Being an NRI, I had investments in India that I couldn't track properly. The portfolio review gave me complete visibility of all my holdings. The PAN-wise breakup was particularly helpful. HRP Wealth's team was very responsive to my questions.
Anjali Trivedi
Gandhinagar
I was paying unnecessary expenses on multiple funds with similar holdings. The portfolio review identified these overlaps and helped me consolidate. Saved on expense ratios and improved my overall returns. The free service is truly valuable!
Ramesh Kumar
Surat
The portfolio review aligned my investments with my retirement goals. The goal-based analysis showed me where I was on track and where I needed to invest more. The recommendations were practical and easy to implement. Thank you HRP Wealth!
Sunita Patel
Vadodara
Frequently Asked Questions
Common Questions
Find answers to the most frequently asked questions about our Portfolio Review service
A Portfolio Review is a comprehensive analysis of all your investments including mutual funds, stocks, ETFs, bonds, and fixed deposits. Using the NJ Wealth platform and tools, we pull all your investments from various sources, analyze them for overlaps, performance, and alignment with your goals, and provide a detailed report with recommendations.
Yes, the Portfolio Review and analysis is completely FREE. There are no charges for the report generation, analysis, or initial consultation. We believe in providing value upfront to help you make informed investment decisions.
You need to provide your Name, Mobile Number, Email ID, and PAN. It's important that your mobile number and email ID are registered with your current investment accounts (mutual funds, stocks, etc.) as the NJ system will use these to pull your investment data.
After we enter your details in the NJ system, you will receive an SMS or Email with an authorization link. Click on the link, authorize using the OTP sent to you, and then notify us. This authorization allows the system to securely access your investment data for analysis.
The portfolio review includes all investments that can be tracked through the NJ Wealth platform, including mutual funds, stocks, ETFs, bonds, fixed deposits, and other financial instruments. The system pulls data from various sources to provide a comprehensive view of your portfolio.
The report includes Portfolio Summary (valuation, asset allocation, PAN/Investor wise breakup), Portfolio Insights (category-wise, sub-category-wise, and AMC exposure), and Scheme Analysis (scheme performance vs benchmark returns). You'll also receive recommendations on fund selection, asset allocation, and goal alignment.
After you authorize the access, HRP Wealth will generate the report and share it with you via Email or WhatsApp. Typically, the report is ready within 2-3 business days after authorization. You'll be notified once it's ready.
Yes, absolutely! This service is available for both NJ Wealth investors and Non-NJ Wealth investors. The NJ Wealth platform can pull investment data from various sources, making it accessible to all investors regardless of their current distributor or advisor.
After receiving the report, you can schedule an optional discussion with HRP Wealth to understand the findings, ask questions about your investments, get recommendations for changes, explore new investment ideas, and discuss investment planning strategies. This discussion is also free.
No, there's no sales pressure. The portfolio review is a free service to help you understand your investments better. Any recommendations we provide are based on your portfolio analysis and goals. You're free to implement the suggestions at your own pace and discretion.
We recommend getting a portfolio review at least annually, or whenever you experience significant life changes, market events, or when you want to reassess your investment strategy. Regular reviews help ensure your portfolio stays aligned with your evolving goals.
Yes, your information is handled with utmost confidentiality and security. The NJ Wealth platform uses secure, encrypted connections to access your investment data. We follow strict data privacy protocols and never share your information with third parties without your consent.
Ready to Review Your Portfolio?
Get started with your free portfolio review today. Our expert team is ready to help you optimize your investments and align them with your financial goals.
